Eh, you know, just another typical Tuesday…

NAVIENT (previously Sallie Mae)

student loans paid off navient

student loans paid off vsac

Yep, read um and weap (heck, I practically cried)…

 All of my student loans are PAID OFF!

That’s right, $42,000 in 30 months.  Finally Finished! And six months ahead of my goal date too!

I know, I know, I just posted two weeks ago about being on the home stretch and my plan to pay off my loans by the end of this month.  I blew my plan from my last update out of the water and knocked them off in a couple weeks, thanks to diligently putting $500 a week towards loans the past 3 weeks, and a nice big bonus check (bigger than expected).  Yay!

So, let’s take one last look at the numbers…

30 Month Progress

  • Starting Debt: $41,868.53 (Nov  ’12)
  • Debt Today: $0
  • Total Debt Paid Off: $41,868.53

And my pretty graph is finally finished and man, does it look good to see that blue line hit the bottom!


Blue: remaining student loan debt Red: goal

I am putting my giant spreadsheet to rest…


Crazy to think I paid off so much debt, in so little time!  Well, it seems like a short time now that it’s over.  In the midst of it, there were times I felt like I was treading water, or like I was barely making a dent some months.  But as they say, good things come to those who wait work their butts off!  Months of working 6 days a week, nights of working 4 hours after Avery was asleep, coupon cutting, DIY’ing, and watching every penny I spent – all paid off!

It was sooo worth it, too.  Because now I get to start on my next financial project…. saving for a house!  This challenge won’t be as long, because Uncle John and I talked about buying his place this coming fall, so maybe 6 months?  I’ll share soon.

So, all my loans were officially paid off on Friday, so before I buckled down again, we had a fun weekend celebrating….

Friday Night, Avery and I went to my cousin Joseph’s Irish Heritage Celebration to raise money for their 6th grade class trip to Montreal this spring (I’m chaperoning!).  I made festive cookies for the bake sale; IMG_5598

Sugar cookies with green food coloring, dipped in chocolate with green sprinkles!IMG_5599

We arrived a little early and played in the car.  Avery was very excited!IMG_5601

Avery had dinner I packed him in the car, so when we got there, he bought one of the cookies I brought.IMG_5602

Nana and Papa were there, so we sat with them and Aunt Sheri joined us.  I bought two tickets for this awesome raffle they are having.  For $20 each, we entered into the drawing for a trip for two to Ireland!

There was live music and irish dancers, and Avery had fun clapping after every song and sitting with Joseph in the front row.IMG_5605

Papa and I had some yummy stew and potato soup while Avery had a hot dog, and we finished off the night with cupcakes!IMG_5608

On Saturday, I treated Avery, Mimi, and Grampy to GoKart Racing, Bumper Cars, and Video games at this new place near us.  We goofed off in the car…IMG_5610IMG_5611IMG_5612

Avery rode with Grampy in the go karts, and Avery was big enough to drive the bumper cars by himself!  He thought the spinning around was the best!  We played air hockey, and racing video games, and walked out with a bag of popcorn.IMG_5615

Avery walked in and out saying ‘This is awesome’  ‘This is cool!’  So I think it was a success!

That night, Steve and I celebrated with homemade fried pickles, a bottle of champagne and a bottle of wine… our second two bottle night ever, haha.IMG_5617

And now it’s time to buckle down again and SAVE!

Oh, and happy St. Patrick’s Day!  Avery wore EVERYTHING Green today and Mom and I are wearing our shamrock earrings :)

<3 Meghan

Weekend at Grammy and Grampy’s

We spent the weekend in Vermont, celebrating St.Patty’s Day and Grampy’s Birthday.

Our weekend trip was planned weeks ago – between me and Grammy as a surprise for Grampy.  So, my usual packing routine began Wednesday night.  I did a load of Avery’s laundry and got a few things into Avery’s suitcase (Yes, he has his very own thanks to some lovely ladies in NYC).  Then Thursday night, the suitcase and car were packed and ready for Friday morning.  It’s amazing the amount of stuff you need to pack for a 5-month old for a two-day trip.

Friday night after a long day at work and daycare, Avery and I made the 250 mile journey up to Grammy and Grampy’s house.  We made a pit stop in Henniker, NH for a quick bite and restroom break (aka a bottle and diaper). It took us a little while to get back on the road but after I pulled over two times, Avery finally fell asleep until we reached Grammy and Grampy’s.  And Grampy sure was surprised – well, he was about 10 minutes before we got there.  (Vinay had called the house just before we arrived asking if we got there yet – I forgot to tell him it was a surprise.  So Grampy was surprised to hear we were minutes away!)

The first order of business?  Well, after Avery was showered with hugs and kisses, it was time to eat.  And lucky Grammy and Grampy because it was the day for Avery to try Prunes!

mmm mmm good!  Although Avery was up WAY past his bedtime, he played for a while to tucker himself out and then we all turned in for the night and Grammy tended to Avery during the night while I got some much needed rest!

Saturday morning I spent with Grampy putting wainscoting up in Kendra’s bathroom (Hi Kendra!).  Then with they money Kendra paid us, Grammy and I went shopping and bought Avery lots of goodies – sunglasses, shoes, sandals, and hats!

Vinay wasn’t happy when I sent him this picture.  He didn’t know (until we got home Sunday) that we also got him a Yankees hat.  We’ll let him decide which team (Red Sox) he likes best (Red Sox) when he grows up (Red Sox).

We enjoyed the super-nice weather by taking two walks with Pokey and Fraiser (the dogs) and Avery swang on the porch.

We had Corned Beef and Cabbage, (in honor of St. Patty’s Day) and during the cooking process Grampy gave Avery a carrot to try.

He chewed on it pretty good – considering he doesn’t have any teeth yet!

On Sunday, we packed up and on our way out, we stopped in to see Great Grandma & Grandpa.  And of coarse, we had to arrive in style…

And it was nice out again so we took a walk, and had lunch on the back porch…

Then it was time to go and Grammy and Grampy fussed over Avery as we got ready to head back home…

And man, was it a fun ride home.  Typically Avery sleeps the whole way, but this time, he was not happy – Grampy says it’s because he didn’t want to leave Vermont.  Well, whatever it was, Avery was not a happy camper.  He had a fit and wouldn’t calm down the first hour of the ride, resulting in me pulling over 4 times.  Then after feeding him and playing with him to tucker him out, he finally fell asleep – only to wake up 30 minutes from home, hungry again.  So, by the time we got home, it had taken us 6 hours.  It was a rough end to the weekend, but well worth our fun visit!